
New Rules, New Opportunities: What CCD2 Really Means for Banks, Credit Brokers, and Borrowers
CCD2 – New Rules, New Opportunities. What the New Consumer Credit Directive Really Means for Banks, Credit Brokers, and Borrowers.

CCD2 – New Rules, New Opportunities. What the New Consumer Credit Directive Really Means for Banks, Credit Brokers, and Borrowers.

With this renowned new customer from the neighboring country, the Kassel-based specialist for account data analysis solutions is expanding the map of its activities.

Corporate lending is facing a digital transformation: a scientific paper shows how banks can remain fit for the future with AI, open banking and data analysis.

The cooperation creates an open banking innovation for the real estate sector that benefits everyone who has found a new apartment, house or commercial object via ImmoScout24 and is now organizing their move.

How predicting account histories with AI-based data analysis opens up new ways of analyzing risk, identifying potential and assessing creditworthiness. Dr. Christian Reichmayr (fino.digital) sorts out how AI-based account data analysis helps financial service providers to minimize risks.

Qonto, the leading European financial solution for SMEs, will be relying on fino.digital’s account switching solution in future. This means that business customers can also benefit from the services offered by the data analysis experts from Kassel. Account switching is free of charge for Qonto users.

In an interview with the Börsen-Zeitung: “Not all start-ups are suffering to the same extent from the funding slump. Thanks to a stringent selection of new projects, fino.digital has been working profitably right from the start. The creators are also staying away from acquisition plans in order to maintain their freedom.”

In highly competitive housing markets with countless prospective tenants, individual credit checks require a great deal of work. AI can significantly reduce this workload.
In a guest article in the trade magazine “IVV – Immobilien vermieten & verwalten”, our partner Alexander Sieverts from itsmydata and Aleksandar Jeremic, CEO of fino.digital, describe how digital solutions can speed up the process of checking the solvency and creditworthiness of prospective tenants for landlords.

The digitalisation partner GuideCom will build on the know-how of fino.digital’s data analysis experts in future and open up new opportunities in financial advice for advisors and corporate customers of savings banks with the help of integration into the sales software.
Would you like to stay informed about the latest developments in the digital financial cosmos? Then simply fill out the contact form and we will automatically notify you when there is something new to discover here!
* Pflichtfeld
We use technologies such as cookies to store and/or access device information. We do this to improve the browsing experience and to display personalised advertising. If you consent to these technologies, we may process data such as browsing behaviour or unique IDs on this website. If you do not give or withdraw your consent, certain functions may be impaired.