Why traditional scoring is no longer sufficient following the entry into force of CCD2: A young professional, stable income, impeccable payment behaviour – yet flagged as a credit risk due to lack of scoring history. This is exactly the blind spot that CCD2 is forcing lenders in Germany to address. Find out why real-time financial data is the missing piece.
How fino digital’s AI-powered real-time account analysis revolutionizes the home loan process at Interhyp – precise credit data for instant lending decisions.
CCD2 – New Rules, New Opportunities. What the New Consumer Credit Directive Really Means for Banks, Credit Brokers, and Borrowers.
With this renowned new customer from the neighboring country, the Kassel-based specialist for account data analysis solutions is expanding the map of its activities.
Corporate lending is facing a digital transformation: a scientific paper shows how banks can remain fit for the future with AI, open banking and data analysis.
The cooperation creates an open banking innovation for the real estate sector that benefits everyone who has found a new apartment, house or commercial object via ImmoScout24 and is now organizing their move.
How predicting account histories with AI-based data analysis opens up new ways of analyzing risk, identifying potential and assessing creditworthiness. Dr. Christian Reichmayr (fino.digital) sorts out how AI-based account data analysis helps financial service providers to minimize risks.
Qonto, the leading European financial solution for SMEs, will be relying on fino.digital’s account switching solution in future. This means that business customers can also benefit from the services offered by the data analysis experts from Kassel. Account switching is free of charge for Qonto users.
In an interview with the Börsen-Zeitung: “Not all start-ups are suffering to the same extent from the funding slump. Thanks to a stringent selection of new projects, fino.digital has been working profitably right from the start. The creators are also staying away from acquisition plans in order to maintain their freedom.”
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