Manual Self Disclosure is the ultimate time and conversion killer – burdensome for your customers and time-consuming for you.
Forms are a source of frustration for every loan application: on average, they contain up to 50 financial data fields that need to be filled in – tedious for customers and time-consuming for your team. Customers have to manually gather a lot of financial data for the often complicated forms – and are often unsure whether everything is correct.
At the same time, media breaks, missing information, and queries create a lot of work for you and prevent you from doing business with your customers quickly.
Our solution:
Our AI-supported account analysis via the PSD2 API eliminates manual effort – for both sides. The result: Up to 100% of the relevant financial fields in the Self Disclosure form are filled in automatically.
Automated data collection: Relevant financial data is extracted directly from account transaction data – without manual entry.
Massive time savings: Reduction of the audit effort from hours to a few minutes.
Error minimization: Avoidance of transcription errors, transposed digits, or missing information.
Greater objectivity and quality: Analysis of actual transactions instead of self-declared information – for more informed decisions.
Real-time credit rating: Analysis of payment behavior, financial situation, detection of chargebacks – in seconds instead of days.
As a market leader in account-based B2B solutions, fino digital has been supporting banks, credit brokers, and financial service providers in digitizing their processes for more than ten years – secure, reliable, and fully compliant with data protection standards:
Manual Self Disclosure is a thing of the past. With our innovative AI-based account analysis, we offer you an automated solution that pre-fills up to 100% of the required financial data in real time.
275 million transactions analyzed – genuine banking expertise
Up to 100% automatic filling of financial data fields – unique in the industry
Highest data depth in account analysis – well above the industry average
BaFin-licensed – regulatory secure and data protection compliant
You are also welcome to write to us – simply use our contact form for personalised advice! Our team looks forward to your enquiry and will get back to you as soon as possible.
fino.digital is a market-leading driver of innovation in account and data analysis technologies. We develop customised software solutions for our customers and partners that create prospects for new business models in the B2B and B2B2C sectors. Our declared mission is to give value to data and turn it into valuable insights for our customers through pioneering data analytics solutions.
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