{"id":1684,"date":"2025-01-23T16:01:00","date_gmt":"2025-01-23T15:01:00","guid":{"rendered":"https:\/\/fino.digital\/?p=1684"},"modified":"2025-04-10T15:05:37","modified_gmt":"2025-04-10T13:05:37","slug":"digital-future-of-corporate-lending","status":"publish","type":"post","link":"https:\/\/fino.digital\/en\/digital-future-of-corporate-lending\/","title":{"rendered":"The digital future of corporate lending: opportunities, risks and strategies"},"content":{"rendered":"\t\t
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Corporate lending is facing a digital transformation: a scientific paper shows how banks can remain fit for the future with AI, open banking and data analysis.<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Corporate lending is at a turning point. Traditional credit processes, which are often characterized by manual procedures and outdated IT systems, can no longer meet the increasing demands for speed and digitalization. However, increasing digitalization offers banks the opportunity to fundamentally transform these processes.<\/p>\n

In a discussion paper written together with Prof. Dr. Constantin Schubart<\/a> from IU<\/a>, International University of Applied Sciences, our Head of Product fino analytics<\/a>, Ruven Henkler<\/a>, analyzes the challenges and opportunities of digital credit processes. The paper sheds light on how APIs, AI-based analytics and modular IT architectures can help banks make faster and more accurate credit decisions – while meeting regulatory requirements.<\/p>\n

Data analytics not only opens up new ways for banks to digitize, automate and proactively manage risk, but also strengthens the relationship with business customers through improved transparency and tailored solutions.<\/p>\n

fino digital<\/a> is a pioneer in the field of open banking and recognized early on that the analysis of financial data is the key to success in the entire financial sector. Our credit analysis solutions for business and private customers offer outstanding data quality. They enable banks to evaluate their customers holistically and make fast, accurate credit decisions in a way that helps banks to increase their competitiveness in the long term.<\/p>\n

Read the full paper and find out how fino digital<\/a> accompanies banks on their way into the digital future!<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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\n\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tRead the discussion paper here<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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Would you like to find out more about our solutions? Get in touch with us. <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\"ap_ruvenhenkler_kreis.png\"\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Ruven Henkler<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Director Business Unit
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\n\t\t\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\tLinkedin<\/span>\n\t\t\t\t\t\t<\/path><\/svg>\t\t\t\t\t<\/a>\n\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\tEnvelope<\/span>\n\t\t\t\t\t\t<\/path><\/svg>\t\t\t\t\t<\/a>\n\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

Corporate lending is facing a digital transformation: a scientific paper shows how banks can remain fit for the future with AI, open banking and data analysis.<\/p>\n","protected":false},"author":4,"featured_media":1685,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[39],"tags":[],"class_list":["post-1684","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-fino-analytics-en"],"_links":{"self":[{"href":"https:\/\/fino.digital\/en\/wp-json\/wp\/v2\/posts\/1684","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fino.digital\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/fino.digital\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/fino.digital\/en\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/fino.digital\/en\/wp-json\/wp\/v2\/comments?post=1684"}],"version-history":[{"count":0,"href":"https:\/\/fino.digital\/en\/wp-json\/wp\/v2\/posts\/1684\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/fino.digital\/en\/wp-json\/wp\/v2\/media\/1685"}],"wp:attachment":[{"href":"https:\/\/fino.digital\/en\/wp-json\/wp\/v2\/media?parent=1684"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/fino.digital\/en\/wp-json\/wp\/v2\/categories?post=1684"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/fino.digital\/en\/wp-json\/wp\/v2\/tags?post=1684"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}