{"id":1670,"date":"2024-07-30T16:16:05","date_gmt":"2024-07-30T14:16:05","guid":{"rendered":"https:\/\/fino.digital\/?p=1670"},"modified":"2026-06-11T09:58:20","modified_gmt":"2026-06-11T07:58:20","slug":"fino-digital-riskanalysis-the-power-of-forecasting","status":"publish","type":"post","link":"https:\/\/fino.digital\/en\/fino-digital-riskanalysis-the-power-of-forecasting\/","title":{"rendered":"\u201cRisk Analysis: The Power of Forecasting &#8211; and the Role of AI\u201d"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"1670\" class=\"elementor elementor-1670\" data-elementor-settings=\"{&quot;ha_cmc_init_switcher&quot;:&quot;no&quot;}\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ba61a7b e-flex e-con-boxed e-con e-parent\" data-id=\"ba61a7b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d4c1bd7 elementor-widget elementor-widget-heading\" data-id=\"d4c1bd7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">How predicting account histories with AI-based data analysis<p>opens up new ways of analyzing risk, identifying potential and assessing\ncreditworthiness. Dr. Christian Reichmayr (fino digital) sorts out how AI-based\naccount data analysis helps financial service providers to minimize risks.<\/p><\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-612ffe2 elementor-widget elementor-widget-text-editor\" data-id=\"612ffe2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>How predicting account histories with AI-based data analysis opens up new ways of analyzing risk, identifying potential and assessing creditworthiness. Dr. Christian Reichmayr (fino digital) sorts out how AI-based account data analysis helps financial service providers to minimize risks.<\/strong><\/p><p><em>A guest article in IT-Finanzmagazin by Dr. Christian Reichmayr, CPO fino digital.<\/em><\/p><p>There should be no doubt that artificial intelligence is of particular interest to financial service providers. But how can the IT department of such a company promote acceptance of AI internally? Quite simply:<\/p><p>A good example is screening &amp; forecasting, which is used to identify potential and risk or scoring for creditworthiness assessment, especially by banks and insurers. In connection with credit portfolios, these institutions ask themselves about the dimensions of external risks. An analysis can provide them with the answers &#8211; namely the analysis of customer accounts.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f7990a8 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"f7990a8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.it-finanzmagazin.de\/risikoanalyse-forecast-ki-213754\/\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Read the full article here<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e70c0e4 elementor-widget elementor-widget-text-editor\" data-id=\"e70c0e4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Media contact<\/strong><br \/>Sascha Grundmann<br \/>newskontor &#8211; Agentur f\u00fcr Kommunikation<br \/>Graf-Adolf-Stra\u00dfe 20<\/p><p>40212 D\u00fcsseldorf<br \/>Tel.: <a href=\"http:\/\/+4921186394921\" data-wplink-url-error=\"true\">+49 (0) 211 \/ 863 949-21<\/a><br \/>E-Mail: <a href=\"mailto:sascha.grundmann@newskontor.de\">sascha.grundmann@newskontor.de<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a48704e e-flex e-con-boxed e-con e-parent\" data-id=\"a48704e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-9eba801 e-con-full e-flex e-con e-child\" data-id=\"9eba801\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7f29a2f elementor-widget elementor-widget-heading\" data-id=\"7f29a2f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">WOULD YOU LIKE TO FIND OUT MORE ABOUT US?<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-43c3a93 elementor-widget elementor-widget-text-editor\" data-id=\"43c3a93\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>We are happy to advise you and look forward to getting to know you!<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-926a478 e-con-full e-flex e-con e-child\" data-id=\"926a478\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"elementor-element elementor-element-abce376 e-con-full e-flex e-con e-child\" data-id=\"abce376\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"elementor-element elementor-element-f2b888a e-con-full e-flex e-con e-child\" data-id=\"f2b888a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-470eae0 elementor-widget elementor-widget-template\" data-id=\"470eae0\" data-element_type=\"widget\" data-e-type=\"widget\" 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src=\"https:\/\/fino.digital\/wp-content\/uploads\/elementor\/thumbs\/CRM_fino-r45fm32ygtty2p8behsqaq9i6n49grnllsdajfveoc.png\" title=\"CRM_fino.png\" alt=\"CRM_fino.png\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-335a328c elementor-widget elementor-widget-heading\" data-id=\"335a328c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Dr. Christian\nReichmayr<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1820acd0 elementor-widget elementor-widget-heading\" data-id=\"1820acd0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title 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id=\"form-field-field_97cdbfa\" class=\"elementor-field elementor-size-sm  elementor-field-textual\" placeholder=\"Last Name\" required=\"required\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-text elementor-field-group elementor-column elementor-field-group-field_41e50da elementor-col-50\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-field_41e50da\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tTelephone\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"text\" name=\"form_fields[field_41e50da]\" id=\"form-field-field_41e50da\" class=\"elementor-field elementor-size-sm  elementor-field-textual\" placeholder=\"Telephone\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-text elementor-field-group elementor-column elementor-field-group-field_01a54b5 elementor-col-50\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-field_01a54b5\" 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accept the\n <a href=\"https:\/\/fino.digital\/en\/privacy-policy\/\" target=\"_blank\">privacy policy.<\/a><\/label>\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-text\">\n\t\t\t\t\t<input size=\"1\" type=\"text\" name=\"form_fields[mobiltelefon]\" id=\"form-field-mobiltelefon\" class=\"elementor-field elementor-size-sm \" style=\"display:none !important;\">\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-text\">\n\t\t\t\t\t<input size=\"1\" type=\"text\" name=\"form_fields[geschlecht]\" id=\"form-field-geschlecht\" class=\"elementor-field elementor-size-sm \" style=\"display:none !important;\">\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-text\">\n\t\t\t\t\t<input size=\"1\" type=\"text\" name=\"form_fields[adresse]\" id=\"form-field-adresse\" class=\"elementor-field elementor-size-sm \" style=\"display:none !important;\">\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-group elementor-column elementor-field-type-submit elementor-col-100 e-form__buttons\">\n\t\t\t\t\t<button class=\"elementor-button elementor-size-sm\" type=\"submit\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">SEND MESSAGE<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/button>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/form>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>How predicting account histories with AI-based data analysis opens up new ways of analyzing risk, identifying potential and assessing creditworthiness. Dr. Christian Reichmayr (fino.digital) sorts out how AI-based account data analysis helps financial service providers to minimize risks.<\/p>\n","protected":false},"author":4,"featured_media":1671,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[39],"tags":[],"class_list":["post-1670","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-fino-analytics-en"],"acf":[],"_links":{"self":[{"href":"https:\/\/fino.digital\/en\/wp-json\/wp\/v2\/posts\/1670","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fino.digital\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/fino.digital\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/fino.digital\/en\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/fino.digital\/en\/wp-json\/wp\/v2\/comments?post=1670"}],"version-history":[{"count":6,"href":"https:\/\/fino.digital\/en\/wp-json\/wp\/v2\/posts\/1670\/revisions"}],"predecessor-version":[{"id":3031,"href":"https:\/\/fino.digital\/en\/wp-json\/wp\/v2\/posts\/1670\/revisions\/3031"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/fino.digital\/en\/wp-json\/wp\/v2\/media\/1671"}],"wp:attachment":[{"href":"https:\/\/fino.digital\/en\/wp-json\/wp\/v2\/media?parent=1670"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/fino.digital\/en\/wp-json\/wp\/v2\/categories?post=1670"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/fino.digital\/en\/wp-json\/wp\/v2\/tags?post=1670"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}